: Software downloads for these adders often contain viruses, spyware, or remote access tools that compromise the user's computer. Data Harvesting

Apps like Rakuten or Honey give you a percentage of your spending back as PayPal cash.

Many "generators" require you to log in with your PayPal email and password to "authenticate" the transfer. Once you provide this information, the scammers steal your credentials, log into your real account, drain your existing funds, and potentially steal your linked credit cards or bank data. 2. The "Human Verification" Trap